Auto Loan Calculator
Enter a vehicle price, tax rate, interest rate, and term of 0 or more (price greater than 0).
| Month | Payment | Principal | Interest | Balance |
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Free auto loan calculator with trade-in, sales tax, and fees built into the amount financed — plus a downloadable amortization schedule. We checked a widely used online auto loan calculator directly: it has the same inputs but no CSV export of the schedule at all.
How it works
- Enter the vehicle price, down payment, trade-in value, sales tax rate, and fees
- See the actual amount financed (after trade-in tax credit) and your monthly payment
- Expand the amortization schedule and download it as CSV
Frequently asked questions
Does the trade-in value reduce the amount I pay sales tax on?
Yes — this calculator applies the common US approach of taxing (price minus trade-in value), which is how most states with a trade-in tax credit handle it. Check your specific state's rule if you need exact figures.
Can I download the payment schedule?
Yes — expand 'Show amortization schedule' and click 'Download CSV'. We checked a widely used online auto loan calculator directly and it has no export option at all.
What's included in 'Total cost'?
Vehicle price, sales tax, title/registration fees, and total interest paid over the loan — the full amount you'll actually pay, not just the financed loan amount.
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2026-09-22
A popular auto loan calculator handles trade-in tax credit correctly. It just won't let you keep the numbers.
A widely used auto loan calculator has the trade-in, tax, and fee inputs you'd want — and a detailed schedule with no way to export it.
2026-09-01Update history
- 2026-09-01 Added: a cover image (a small car icon beside a fanned-out stack of receipts and a percentage sign) — used as the card thumbnail, social share image, and blog title image.
- 2026-09-01 Launched: auto loan calculator (no button) — trade-in and sales tax factored into the amount financed, a full total-cost breakdown, and a downloadable amortization schedule. Entirely client-side.