Tip Calculator
Free tip calculator with bill splitting — enter the subtotal, tax, and tip percent, choose whether tax counts toward the tip, and split the total across any number of people.
How it works
- Enter the bill subtotal, tax amount, and tip percent
- Choose whether the tip is calculated on the subtotal only or the subtotal plus tax
- Enter the number of people splitting the bill
- See the total, tip amount, and per-person share instantly
Frequently asked questions
Should I tip on the pre-tax or post-tax amount?
Etiquette guides commonly recommend tipping on the pre-tax subtotal, which is why that's the default here — but it's a personal choice, and the tax-inclusive option is available too.
No ads interrupting my calculation?
Right — this runs entirely in your browser with no ads inside the calculator itself, unlike some free tip apps where ads interrupt data entry.
Related tools
From the blog
Holiday Tipping Guide 2026: Who to Tip and How Much (Plus the Cash Rules Nobody Mentions)
Most holiday tipping guides are static articles you have to add up by hand — and almost none mention that your mail carrier legally can't accept the cash you're about to hand them. Here's a calculator that tracks both.
2026-09-23
"No Tax on Tips" 2026: How Much Will You Actually Save?
The IRS finalized the qualifying-occupation list for the OBBBA tip deduction in April 2026. Here's exactly how the $25,000 cap, the MAGI phase-out, and your marginal tax rate combine to determine your real savings — plus a free calculator.
2026-09-22
Some free tip apps interrupt you with an ad mid-calculation. This one is just a calculator.
A common complaint on free tip-calculator apps: ads popping up while you're still typing numbers in. This runs entirely in your browser with nothing interrupting the input.
2026-09-02Update history
- 2026-10-03 Added links to related tools.
- 2026-09-02 Launched: tip calculator with tax-exclude option and bill splitting across any number of people. Entirely client-side.