Auto Loan Calculator
Enter a vehicle price, tax rate, interest rate, and term of 0 or more (price greater than 0).
| Month | Payment | Principal | Interest | Balance |
|---|
Free auto loan calculator with trade-in, sales tax, and fees built into the amount financed — plus a downloadable amortization schedule. We checked calculator.net's auto loan calculator directly: it has the same inputs but no CSV export of the schedule at all.
How it works
- Enter the vehicle price, down payment, trade-in value, sales tax rate, and fees
- See the actual amount financed (after trade-in tax credit) and your monthly payment
- Expand the amortization schedule and download it as CSV
Frequently asked questions
Does the trade-in value reduce the amount I pay sales tax on?
Yes — this calculator applies the common US approach of taxing (price minus trade-in value), which is how most states with a trade-in tax credit handle it. Check your specific state's rule if you need exact figures.
Can I download the payment schedule?
Yes — expand 'Show amortization schedule' and click 'Download CSV'. We checked calculator.net's auto loan calculator directly and it has no export option at all.
What's included in 'Total cost'?
Vehicle price, sales tax, title/registration fees, and total interest paid over the loan — the full amount you'll actually pay, not just the financed loan amount.
Related tools
From the blog
Update history
- 2026-09-01 Added: a cover image (a small car icon beside a fanned-out stack of receipts and a percentage sign) — used as the card thumbnail, social share image, and blog title image.
- 2026-09-01 Launched: auto loan calculator (no button) — trade-in and sales tax factored into the amount financed, a full total-cost breakdown, and a downloadable amortization schedule. Entirely client-side.