Business Loan Calculator
Enter a loan amount, rate, and term greater than 0.
Monthly payment $0.00
Origination fee $0.00
Total interest $0.00
Total repaid $0.00
| Month | Payment | Principal | Interest | Balance |
|---|
Free business loan calculator that factors in an origination fee — a cost most generic loan calculators skip even though it's standard on most small business loans — plus a downloadable amortization schedule.
This tool is for informational purposes only and is not a substitute for professional financial or medical advice.
Consult a qualified professional before making decisions. See our Disclaimer.
How it works
- Enter the loan amount, interest rate, and term
- Add an origination fee percentage if your lender charges one (common for SBA and online business loans)
- See your monthly payment, total interest, and the fee amount separately, then download the schedule
Frequently asked questions
Why is there an origination fee field?
Most small business loans (including SBA loans and most online lenders) charge an origination fee, typically 1-6% of the loan amount, taken out upfront or added to the balance. It's a real cost that a generic loan calculator without this field would miss.
Can I download the payment schedule?
Yes — expand 'Show amortization schedule' and click 'Download CSV' for every row.
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Update history
- 2026-09-01 Added: a cover image (a briefcase with a percentage-sign price tag, sitting on a short stack of coins) — used as the card thumbnail, social share image, and blog title image.
- 2026-09-01 Launched: business loan calculator (no button) — origination fee support alongside standard amortization, with a downloadable schedule. Entirely client-side.