Before building Business Loan Calculator, we looked at what a generic loan calculator misses for business borrowers specifically.
Small business loan payment calculator, missing a real cost
SBA loans and most online business lenders charge an origination fee — typically 1-6% of the loan amount, either deducted upfront or rolled into the balance. A calculator that only takes amount, rate, and term simply can't represent that cost, even though it's one of the more material line items in what a business actually pays.
Business loan calculator with origination fee, broken out separately
Enter a fee percentage (or leave it at 0 if your lender doesn't charge one) and the summary shows the fee amount on its own line, separate from interest — so you can see exactly what the fee costs versus what financing the loan costs over time.
Business loan amortization schedule, downloadable
Same as the rest of this site's loan calculators: expand the schedule and download the full CSV in one click.
