Future Value Calculator
Enter a valid present value, rate, and years.
Future value $0.00
Free future value calculator that combines a starting lump sum with optional periodic deposits in one formula, and shows the exact calculation — the mirror image of our Present Value Calculator.
This tool is for informational purposes only and is not a substitute for professional financial or medical advice.
Consult a qualified professional before making decisions. See our Disclaimer.
How it works
- Enter your starting amount (present value)
- Add rate, years, and an optional periodic deposit
- See the future value, with the exact formula and numbers plugged in shown below the result
Frequently asked questions
How is this different from the Compound Interest Calculator?
They solve the same core math, but this one is built for a quick single-answer lookup with the formula shown for verification, while Compound Interest Calculator gives you a full year-by-year schedule and a downloadable CSV. Use whichever fits — a fast answer, or the full breakdown.
Does this combine a starting amount and monthly deposits?
Yes — both factor into one future value figure, not two separate calculations.
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From the blog
Update history
- 2026-09-01 Added: a cover image (a coin today with a dotted arrow reaching forward toward a larger future coin stack, growing as it travels) — used as the card thumbnail, social share image, and blog title image.
- 2026-09-01 Launched: future value calculator (no button) — combined lump-sum and periodic-deposit future value in one formula, with the calculation shown. Entirely client-side.